High-Value Funding with Loan Against Residential or Commercial Property

Access substantial funding at competitive rates by leveraging your property — structured for business expansion, investments, or major financial needs.

Suitable for business owners, professionals, self-employed individuals & HNIs across India.

Contact Us

INTRODUCTION

Property is a long-term asset. Using it to access funding should be a strategic financial decision, not a rushed one.

ACE Funds helps clients unlock the value of residential or commercial property through well-structured, transparent property-backed funding solutions.
We work with leading banks and NBFCs to ensure competitive rates, flexible tenures, and clarity at every stage.

Our role is to protect your interests while helping you access capital responsibly.

WHAT IS PROPERTY-BACKED FUNDING

Property-backed funding allows you to access capital by securing residential or commercial property, often at lower interest rates compared to unsecured options.

It is commonly used for:

  • Business expansion
  • Working capital requirements
  • Large investments or acquisitions
  • Debt consolidation
  • Personal financial planning

PROPERTY TYPES ACCEPTED

  • Residential property (self-occupied or rented)
  • Commercial property
  • Industrial property
  • Select mixed-use properties
01
Cash Credit Facilities

Flexible limits linked to business turnover and inventory

02
Overdraft Facilities

Short-term liquidity support with interest charged only on usage

03
Short-Term Business Finance

Structured funding for immediate operational needs

04
Invoice / Receivables-Based Finance

Funding against outstanding invoices (subject to eligibility)

WHO CAN BENEFIT..?

Ideal for Clients Who:
  • Own residential or commercial property
  • Require higher-value funding
  • Prefer longer tenures and lower rates
  • Want structured, professional guidance
Common Client Profiles:
  • Business owners & promoters
  • Self-employed professionals
  • Salaried professionals with property assets
  • High-Net-Worth Individuals (HNIs)

WHY ACE FUNDS FOR PROPERTY-BACKED FUNDING

Our Advantage:
  • Access to multiple banks & NBFCs
  • Accurate property & profile assessment
  • Competitive rate negotiation
  • Clear explanation of terms & costs
  • Dedicated relationship manager
  • End-to-end coordination till disbursement
Our 5-Step Property Funding Process:
  • Requirement & profile discussion
  • Property & eligibility assessment
  •  Lender matching & offer structuring
  •  Documentation & legal coordination
  •  Approval and disbursement
Will I lose ownership of my property?

No. You continue to own and use the property while it is offered as security.

Yes, subject to lender policies and profile assessment.

Most lenders allow prepayment, subject to applicable terms.

Apply Now